Get expert medical help when you’re 100 miles or more from home. If you have an HMO plan, all Assist America^® benefits do apply. Don’t forget, FirstCarolinaCare only covers your emergency care while traveling. Assist America will not pay you back for ambulance or other services you arrange on your own. In a life-threatening emergency, always call the ambulance right away. 
 
 Other conditions and exclusions may apply.